Open pay: electronic payment system



Open pay is an effective payment gateway that enables people in an quick and easy way, take payments online or in their mobile app. Service of open pay supports numerous business streams like marketplaces, online stores, subscriptions base payments, mobile applications, third party payment, and crowdfunding.




Open pay is available in Australia and New Zealand, spanning across different industries including retail, automotive, home improvement, medical, and more.


Open pay facilitates payments from customers through smart card such as debit and credit cards.

There are some attractive features of open pay.
1.   It is interest-free. Consumers pay back the amount of the purchase without needing to pay any interest.
2.   Users can borrow only as needed. Since users use Open pay at the point of purchase, they will never be stuck with borrowing more (or less) than what they need.
3.   It will take just a few minutes to download the app and sign up. Everything is done electronically.
4.   Making in-store purchases is fast and easy. Users simply select Open pay as the payment method to complete the transaction.
5.   Users may choose the repayment plan among several repayment schedule options.
6.   There is an automatic deduction in open pay system. Open pay will automatically deduct the agreed repayment every two weeks from user’s linked Visa or Mastercard.
7.   Advance repayments are allowed.
8.   Open pay sends out reminders before users scheduled repayments.

In this electronic payment system, person can choose different payment methods:

-       Receive payments with debit and credit card.
-       Receive cash payments at more than 12,000 stores in Mexico.
-       Receive bank transfers and confirm them at the time of payment.
-       Accept national and international customers.
-       From anywhere with a single integration.

There is a virtual account for each customer.

Open pay is quick way to get paid.

Sign up process of open pay:

Signing up process is very easy in Open pay electronic payment system:

1.   Download the Open pay app from the App Store or Google Play Store.
2.   Completely fill out the details in electronic application within the app.
3.   List the Visa or Mastercard (credit or debit) users want linked to their Open pay account and pay a small initial security deposit.
4.   Users will promptly receive an approval or rejection.
To be eligible for Open pay, user must meet the following criteria:
-       They must be at least 18 years of age
-       They have a valid Australian or New Zealand ID.
-       They have a verifiable email address and two contact phone numbers.
-       They must provide a valid Visa or Mastercard (debit or credit card).
Open pay offers diverse types of plans to customers, storing card info and realize automated billing, create different payment periods weekly, monthly or annual, offer to customers a trial period of service and get to know immediately when a customer has not paid.

As far as safety is concerned, Open pay is PCI DSS Level 1 certified compliant which entails that it uses the highest level of secure technology to help protect user information.

In brief, Open pay is an advanced online and in-store payment method that allows customers to purchase now and pay later, with no interest.

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